Fintech Founder  ·  Author  ·  Board Adviser

Mat
Megens.

Founder of HyperJar (now HyperLayer) · Award-winning author · Former investment banker · Helping people and organisations build a healthier relationship with money.

Mat Megens
🏆   Best Personal Finance Book of the Year
01
Fintech Founder

Founded HyperJar, helping 700,000+ people spend smarter. Now evolving as HyperLayer.

02
Award-winning Author

Best Personal Finance Book of the Year — 10 Things I Love About Money.

03
Investment Banker

Decades of experience in global financial markets before founding HyperJar.

04
Father & Athlete

Single father. Fitness enthusiast. Living proof that a full life and professional success aren't mutually exclusive.

Mat Megens
700k+
HyperJar Customers

Built a fintech.
Wrote the book.
Living the proof.

I started my career as an investment banker — working across global capital markets, which gave me a deep, sometimes uncomfortable, understanding of how money really works at every level.

That knowledge eventually frustrated me enough to do something about it. I founded HyperJar — a spending management app that helped over 700,000 people take control of their finances in a world of instant payments, subscriptions, and BNPL. HyperJar is now evolving as HyperLayer.

The book — 10 Things I Love About Money — grew from the same frustration. It won Best Personal Finance Book of the Year. Not because it's complicated, but because it isn't. Small changes. Real impact. Anyone can do this.

Outside of work I'm a single dad, a fitness junkie, and a firm believer that a full, balanced life is not at odds with professional ambition.

Fintech Board Director Advisory Consumer Finance Behavioural Economics Author Speaker
Board & Advisory Enquiries

As featured in

10 Things I Love About Money book cover

10 Things I Love
About Money.

🏆 Best Personal Finance Book of the Year

A book about small things. The small decisions you make every day that quietly shape your entire financial life — whether you're rich, poor, or somewhere in between. Practical, honest, and written for real people.

"Mathew Megens helps demystify money in a language that anyone can grasp. I sincerely hope it becomes a well-thumbed addition to every household." — Martyn James, award-winning broadcaster

See the numbers for yourself.

The book is full of surprising maths. These calculators put the numbers in your own hands.

The Small Things Calculator

What does a daily habit really cost over time?

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"Mathew Megens helps demystify money in a language that anyone can grasp. Witty, insightful, and above all else — accessible. I sincerely hope it becomes a well-thumbed addition to every household."

Martyn James

Award-winning broadcaster, columnist & consumer rights expert

Board, advisory
& speaking
enquiries.

I'm selectively available for board director and advisory roles, keynote speaking on personal finance and fintech, and media appearances.

📍 London, UK